Terms of Service

1. The service. QuantZ provides market data visualization, analytics, backtesting, and AI-assisted research tools ("the Service"). The Service is provided "as is" without warranty of any kind.

2. Who you are contracting with. The Service is provided by QuantZ, a sole proprietorship operating from the Province of Ontario, Canada ("we", "us"). References to QuantZ in these terms mean that business. You can reach us at sales@quantz.online.

3. Not financial advice. Nothing in the Service constitutes investment, financial, legal, or tax advice, or a recommendation to buy or sell any instrument. AI-generated content can be wrong. Charts, indicators, signals, backtests, and briefs are informational tools only. You alone are responsible for your trading decisions.

4. Risk disclosure. Trading involves substantial risk of loss. Past performance — including backtested performance — is not indicative of future results. Backtests are hypothetical, apply simplified fill models, and do not reflect real execution. Never trade money you cannot afford to lose.

5. Data. Market data is aggregated from third-party venues and our own storage; simulated data is labeled as such (SIM badges). We do not guarantee accuracy, completeness, or availability of any data feed.

6. Accounts. You are responsible for safeguarding your credentials and enabling two-factor authentication. We may suspend accounts that abuse the Service or attempt to disrupt it. Closing an account is a manual process — email sales@quantz.online from your account address; the Privacy Policy says what deletion covers, and you can export your data yourself first.

7. Subscriptions. Paid plans are billed through Stripe and renew automatically at the interval you chose until you cancel. You can cancel two ways: one click on Settings → Billing ("Open billing portal") opens Stripe’s own billing portal for your account, where you cancel with no email needed; or email sales@quantz.online from your account address. Either way cancellation stops the next renewal, and the period you have already paid for stays open until it ends.

8. Limitation of liability. To the maximum extent permitted by law, QuantZ shall not be liable for any indirect, incidental, or consequential damages, including trading losses, arising from use of the Service.

9. Changes. We may update these terms; continued use after changes constitutes acceptance. Material changes will be announced in the changelog.

10. Eligibility. You must be at least 18 years old to hold an account. The Service is offered worldwide. You may not use it if doing so would breach the law or sanctions applicable to you, and you are responsible for knowing whether that is so.

11. Creator marketplace. There is no creator marketplace. It is disabled and refused at the network edge, nothing is offered or sold through it, and no terms govern it. If it is ever opened, its terms will be published before it accepts anyone.

12. Governing law and venue. These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict-of-laws rules. The exclusive venue for any dispute is the courts of the Province of Ontario.

13. Disputes. Disputes are decided by the courts named in section 12. There is no arbitration agreement and no class-action waiver in these terms. Nothing here removes a right you cannot be asked to give up under the law where you live, or stops you complaining to a consumer-protection or data-protection authority.